SERVING CREDIT UNIONS SINCE 1992

Vehicle Service Contracts

When buying any vehicle, there is always a chance of having a mechanical breakdown. However, you will have peace of mind knowing that most problems can be taken care of with a Vehicle Service Contract from Auto Exam, Inc.

Auto Exam will give you all the benefits and options at an affordable price. For just pennies a day, your automobile will be protected from unexpected repair costs. When an unforeseen repair is required, the first thing you will reach for is this plan.

Various coverages, deductibles, and coverage terms are available based on the vehicle's age and mileage. Below is an overview of some of the types of coverage that are available. For more details on coverage and eligibility, please contact Auto Exam directly or review your actual contract.

Exclusionary Coverage

Exclusionary Coverage is the best type of coverage available. This type of coverage will cover any part of the vehicle that is not listed as an exclusion by the contract. Below are some of the types of items excluded from coverage:

  • 1. Any Normal Maintenance Item - Including but not limited to: tires, wheels, wheel covers, shocks, alignments, brake pads or shoes, brake rotors or drums, accessory drive belts, hoses, filters, exhaust components, clutch, and pressure plate.

  • 2. Any Tune-Up Item - Including but not limited to: spark plugs and wires, distributor cap, and carburetor.

  • 3. Other Items - Any body parts, interior trim parts or fabric, trim, glass, paint, or safety restraint systems.

Other exclusions apply, see contract for further details.

Component Coverage

Vehicles that are too old or have too many miles to qualify for exclusionary coverage may still qualify for a component coverage. There are many levels of component coverage available.

Typically these coverages will cover the major components of the vehicle. Below are some of the areas covered by these contracts:

Engine
Transmission
Steering
Suspension
Electrical
Brakes
Fuel Delivery
Cooling
Air Conditioning


Not all component contracts will cover all these areas. Refer to your contract for actual coverage.

Powertrain Coverage

In some cases vehicles with high mileage may only qualify for a powertrain coverage. Typically this will be vehicles with 100,000 miles or more. Powertrain coverage will only cover the essential powertrain components. Typically these items will include the following:

  • 1. Engine - All Internally Lubricated Parts

  • 2. Transmission - All Internally Lubricated Parts

  • 3. Drive Axle Assembly

For a full listing of covered components refer to your contract.

Other Benefits

Contracts include:
Towing Coverage, Substitute Transportation (Rental Coverage), and Trip Interruption.

Most of our contracts also include:
Other Benefits Available on some coverages include - Roadside Assistance, and more.

Please refer to your contract for the benefits that apply, not all benefits apply to all contracts.

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Some contracts may be through a different provider, see contract for details.





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