Tracked Collateral Protection Insurance
A tracked program that monitors required borrower insurance and may place collateral protection insurance when coverage lapses or cannot be verified, subject to program requirements and applicable law.
Loan Portfolio Coverage
Collateral protection solutions for financial institution loan portfolios.
Auto Exam, Inc. has partnered with a trusted provider in the credit union industry to offer tracked, blanket and hybrid programs for vehicle and mortgage collateral.
Loan Portfolio Coverage
Tracked, blanket and hybrid protection options.
Auto Exam works with a trusted provider in the credit union industry to help financial institutions evaluate available collateral and portfolio protection programs.
Tracked Mortgage Hazard and Flood Insurance
Tracking and protection solutions designed to help identify gaps in required mortgage hazard or flood coverage and support compliant lender-placed processes.
Blanket VSI and Blanket Mortgage Hazard
Portfolio-level coverage options that may protect the financial institution's interest without individually tracking and placing coverage on every loan.
Hybrid Programs
Flexible programs that combine tracked and blanket elements to better align coverage, administration, borrower impact and portfolio risk.
Designed around your portfolio
The right collateral protection approach depends on your loans, risk and workflow.
Program Approach
Evaluate coverage beyond a one-size-fits-all model.
Portfolio composition, insurance tracking processes, staffing, borrower experience and risk tolerance can all affect which program structure makes sense. Auto Exam and our provider help financial institutions review those factors.
- Vehicle and mortgage portfolio options
- Tracked insurance monitoring programs
- Blanket portfolio coverage approaches
- Hybrid structures for specialized needs
- Implementation and workflow review
- Ongoing provider and account support
Implementation Support
From portfolio review through ongoing service.
Auto Exam helps connect your institution with an experienced provider and supports the process of evaluating, implementing and maintaining the selected program.
01 / REVIEW
Understand the portfolio
Review collateral types, loan volume, current tracking, coverage gaps and operational goals.
02 / DESIGN
Select a program structure
Compare tracked, blanket and hybrid approaches based on the institution's needs.
03 / SUPPORT
Implement and maintain
Coordinate setup, workflow, training and ongoing program service with the provider.
Additional Coverage Needs
Looking for something not listed?
Give us a call. Our provider can likely help with other collateral protection or loan portfolio coverage needs.
Important: Product availability, eligibility, coverage, costs, terms, limitations and exclusions vary by state, provider and program. Collateral protection and lender-placed insurance are not substitutes for the borrower's required insurance and may primarily protect the financial institution's interest. Programs must be implemented and administered in accordance with applicable law and the governing policy or agreement.
Ready to review your loan portfolio coverage?
Contact Auto Exam to discuss tracked, blanket, hybrid or other collateral protection options.