Credit Life Insurance
May pay or reduce an eligible outstanding loan balance if a covered borrower dies, subject to the policy terms and coverage limits.
Borrower and Loan Protection
Debt protection and credit insurance options for financial institutions.
Auto Exam works with established industry partners to help financial institutions offer protection for qualifying life events, income disruptions and financed property risks.
Available Product Options
Protection for a range of borrower risks.
We partner with a leader in the credit insurance industry as well as one of the best forms providers in the marketplace. Below are some of the available product options.
Credit Disability Insurance
May make eligible loan payments during a covered disability, subject to the policy's waiting period, benefit limits and other terms.
Debt Cancellation
A contractual product that may cancel or suspend qualifying debt after specified covered events, according to the agreement.
Credit Property Insurance
May help protect eligible property securing a loan against covered causes of loss, subject to the applicable policy.
Involuntary Unemployment Insurance
May make eligible loan payments following a covered involuntary job loss, subject to waiting periods, limits and exclusions.
Accidental Death & Dismemberment Insurance
May provide a benefit following a covered accidental death or qualifying injury, subject to policy terms and benefit limits.
Built around your lending program
Product options and program support that fit your financial institution.
Flexible Program Options
Choose products that align with your borrowers and loan portfolio.
Every financial institution has a different lending mix, workflow and member base. Auto Exam helps evaluate available protection options and coordinate a program designed around your institution's needs.
- Multiple credit insurance and debt protection products
- Experienced insurance and forms partners
- Program selection and implementation assistance
- Staff training and workflow support
- Ongoing account management
- Access to additional products beyond those listed
Auto Exam Support
From product review through ongoing service.
Our team helps financial institutions understand product options, establish a workable process and support employees after launch.
01 / REVIEW
Evaluate your needs
Review your current products, lending mix, workflow and protection goals.
02 / IMPLEMENT
Build and launch the program
Select the appropriate products, complete setup and prepare staff to offer them consistently.
03 / SUPPORT
Maintain the program
Receive ongoing account service, training and help with program questions.
Additional Protection Products
Looking for another debt protection option?
For more information on these products or any other debt protection product not listed here, contact your Auto Exam representative.
Important: Product availability, eligibility, rates, benefits, terms, limitations and exclusions vary by state, provider, policy or agreement. Insurance products may require appropriate licensing and disclosures. Debt cancellation is not insurance. Refer to the applicable policy, certificate or agreement for complete details.
Ready to review your protection product options?
Contact your Auto Exam representative for available programs and implementation support.