Mitigate risk
We provide programs designed to help reduce risk and allow clients to consider expanding their lending guidelines.
GPS and Risk Solutions
Expand auto lending while managing portfolio risk.
Everyone is looking to gain market share. Auto Exam offers products, tools and strategies designed to help financial institutions expand their auto loan portfolios, increase production and support profitability.
How Can We Help?
Products and strategies built around lending growth.
Our goal is to help financial institutions reach more qualified borrowers, strengthen the member experience and manage the added risk that can come with expanded lending.
Support member loyalty
We provide products that support the member relationship during the car-buying and financing process.
Train your team
We provide training focused on lending, sales and service to help teams apply programs consistently.
GPS Program
Finance good collateral and manage higher-risk loans more effectively.
GPS for Financial Institutions
Take a more proactive approach to subprime auto lending.
Auto Exam, Inc. provides and installs GPS units in select markets exclusively for the financial institution industry. The program can help institutions expand C, D and E credit-tier lending while managing the related collateral and collection risk more effectively.
- GPS units designed for financial institution programs
- Installation available in select markets
- Web-based tracking and portfolio management
- Support for expanded subprime lending strategies
- Tools that can assist collections and recovery workflows
GPS Program Benefits
Manage risk while creating room for loan growth.
A properly implemented GPS program can provide financial institutions with better information and additional tools for managing eligible higher-risk auto loans.
01 / RISK
Lower credit union risk
Add another risk-management tool to eligible subprime auto lending programs.
02 / PROACTIVE
Take a proactive approach
Use location technology before collection problems become more difficult to manage.
03 / SUBPRIME
Support subprime lending
GPS can be an important part of a structured C, D and E credit-tier lending strategy.
04 / COLLECTIONS
Assist collections
The program cost is designed to be manageable and may be offset by more efficient collections and recoveries.
05 / YIELD
Increase portfolio yield
Expanded higher-yield lending may help improve overall auto loan portfolio income when managed responsibly.
06 / TECHNOLOGY
Web-based tracking
Access a robust web-based system for managing enrolled units and authorized tracking activity.
Risk Reduction
Programs designed to help reduce charge-offs.
Auto Exam offers several programs that can help financial institutions manage collateral exposure, support collection activity and reduce avoidable charge-offs.
Let us meet with your team, review the current lending process and discuss which tools may fit your portfolio.
A broader risk strategy
GPS is one available tool. A strong program may combine several approaches based on portfolio needs.
- Lending-guideline and workflow review
- Collateral and borrower risk tools
- Loan protection products
- Collections and recovery support
- Staff training and implementation
Let us help expand your auto loan portfolio.
Talk with Auto Exam about strategies to increase loan production, manage risk and support credit union income.
Important: GPS use, installation, tracking, notices, consent, repossession and collection activity must comply with applicable laws, loan documents and institutional policies. Product availability and installation service vary by market. Program outcomes, loan growth, collections, charge-offs and profitability are not guaranteed.
Ready to discuss GPS and risk solutions?
Contact Auto Exam to review your lending goals, portfolio and available programs.